[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ywca.cz\/i-pujcka-se-nam-hodi\/#Article","mainEntityOfPage":"https:\/\/www.ywca.cz\/i-pujcka-se-nam-hodi\/","headline":"I p\u016fj\u010dka se n\u00e1m hod\u00ed","name":"I p\u016fj\u010dka se n\u00e1m hod\u00ed","description":"Ka\u017ed\u00fd \u010dlov\u011bk chce \u017e\u00edt. A tak ka\u017ed\u00fd tak\u00e9 pot\u0159ebuje pen\u00edze. Proto\u017ee bez t\u011bch by se snad dalo n\u011bjak p\u0159e\u017e\u00edvat, i kdy\u017e mo\u017en\u00e1 ani to ne, ale rozhodn\u011b by to nebyl \u017eivot, po jak\u00e9m my lid\u00e9 tou\u017e\u00edme. Dnes a denn\u011b tedy chod\u00edme do pr\u00e1ce, abychom na sv\u00e9 \u017eivobyt\u00ed pokud mo\u017eno m\u011bli. Ale kdy\u017e pak sv\u00e9 p\u0159\u00edjmy...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.ywca.cz\/i-pujcka-se-nam-hodi\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;I p\u016fj\u010dka se n\u00e1m hod\u00ed&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2024-04-13","dateModified":"2024-04-13","author":{"@type":"Person","@id":"https:\/\/www.ywca.cz\/author\/#Person","name":"","url":"https:\/\/www.ywca.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ywca.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ywca.cz\/wp-content\/uploads\/ffffff_10_10_5.jpg","url":"https:\/\/www.ywca.cz\/wp-content\/uploads\/ffffff_10_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.ywca.cz\/i-pujcka-se-nam-hodi\/","about":["Pen\u00edze"],"wordCount":437,"articleBody":"   Ka\u017ed\u00fd \u010dlov\u011bk chce \u017e\u00edt. A tak ka\u017ed\u00fd tak\u00e9 pot\u0159ebuje pen\u00edze. Proto\u017ee bez t\u011bch by se snad dalo n\u011bjak p\u0159e\u017e\u00edvat, i kdy\u017e mo\u017en\u00e1 ani to ne, ale rozhodn\u011b by to nebyl \u017eivot, po jak\u00e9m my lid\u00e9 tou\u017e\u00edme. Dnes a denn\u011b tedy chod\u00edme do pr\u00e1ce, abychom na sv\u00e9 \u017eivobyt\u00ed pokud mo\u017eno m\u011bli. Ale kdy\u017e pak sv\u00e9 p\u0159\u00edjmy spo\u010d\u00edt\u00e1me a ode\u010dteme od nich sv\u00e9 \u017eivotn\u00ed n\u00e1klady, zjist\u00edme, \u017ee na tom nejsme t\u0159eba ani trochu dob\u0159e. Na to, co bychom cht\u011bli m\u00edt, podle sv\u00e9ho zji\u0161t\u011bn\u00ed pen\u00edze nem\u00e1me. A tak se v takov\u00fdch v\u00fddaj\u00edch \u0161krt\u00e1 to, co lze moment\u00e1ln\u011b postr\u00e1dat. Aby zbylo dost aspo\u0148 na to podstatn\u00e9. Ale ani na to nejd\u016fle\u017eit\u011bj\u0161\u00ed n\u00e1m nakonec nemus\u00ed zb\u00fdt dost.A co ti, kte\u0159\u00ed zjist\u00ed, \u017ee ze sv\u00e9 v\u00fdplaty budou do dal\u0161\u00edho v\u00fdplatn\u00edho term\u00ednu spokojen\u011b \u017e\u00edt? U t\u011bch to sice vypad\u00e1 nad\u011bjn\u011b, ale jeden nikdy nev\u00ed. Mohli n\u011bjak\u00fd nezbytn\u00fd v\u00fddaj opomenout, m\u016f\u017ee se objevit i n\u011bjak\u00e1 ne\u010dekan\u00e1 pot\u0159eba platit, a pak se i takov\u00ed lid\u00e9 lehce dostanou do finan\u010dn\u00ed t\u00edsn\u011b.A co se d\u011bl\u00e1, kdy\u017e lid\u00e9 nevyhnuteln\u011b pot\u0159ebuj\u00ed pen\u00edze, ale nemaj\u00ed jich tolik, kolik by jich m\u011bli m\u00edt? Pokud ani skromn\u011bj\u0161\u00ed \u017eivot nesta\u010d\u00ed k n\u00e1prav\u011b, je t\u0159eba zva\u017eovat i mo\u017enost vz\u00edt si p\u016fj\u010dku. Ale nad t\u00edm u\u017e by se skute\u010dn\u011b m\u011blo p\u0159em\u00fd\u0161let. Proto\u017ee p\u016fj\u010dka sice nab\u00edz\u00ed pen\u00edze, ale ty se mus\u00ed pozd\u011bji vr\u00e1tit. A ten, kdo si p\u016fj\u010duje, by si m\u011bl vybrat takovou nab\u00eddku, kterou zvl\u00e1dne. A proto\u017ee jsou lid\u00e9 n\u011bkdy nekriti\u010dt\u00ed \u010di p\u0159ehnan\u011b optimisti\u010dt\u00ed, jsou tu i poskytovatel\u00e9 p\u016fj\u010dek, kte\u0159\u00ed si ov\u011b\u0159uj\u00ed, nakolik jsou \u017eadatel\u00e9 o p\u016fj\u010dky nad\u011bjn\u00ed. A tud\u00ed\u017e se u bankovn\u00edch p\u016fj\u010dek \u017e\u00e1d\u00e1 dolo\u017een\u00ed dostate\u010dn\u00fdch p\u0159\u00edjm\u016f a nesm\u00ed chyb\u011bt ani registry dlu\u017en\u00edk\u016f bez ne\u017e\u00e1douc\u00edch z\u00e1znam\u016f, a nebankovn\u00ed hypot\u00e9ka je prov\u00e1zena nutnost\u00ed ru\u010dit za ni nemovit\u00fdm majetkem.A tak m\u00e1 ka\u017ed\u00fd \u017eadatel zv\u00e1\u017eit, co z toho je pro n\u011bj nejen v\u00fdhodn\u00e9, ale i zvladateln\u00e9. Proto\u017ee jinak p\u016fj\u010dku t\u0159eba nedostane. A pokud ji dostane a nesplat\u00ed, bude m\u00edt probl\u00e9my.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I p\u016fj\u010dka se n\u00e1m hod\u00ed","item":"https:\/\/www.ywca.cz\/i-pujcka-se-nam-hodi\/#breadcrumbitem"}]}]